There are many private loans.
This is very common.
During the autumn harvest, farmers made money, which was enough to spend, but suddenly something happened at home, such as their family was ill or preparing dowries and gifts. The money was not enough. It was hard to buy seeds at the beginning of the next spring.
So at the beginning of the year, we should borrow money to buy planting, and then pay off after the autumn harvest through one year''s farming.
But after paying it back, I have no money. I have to borrow it next year.
Such a cycle, coupled with the continuous upward rolling of interest, can only smash the pot and sell iron, and even sell the land uploaded by our ancestors!
Some people are just good. They borrow money every year, then pay back the money, continue in the next year, and live for a lifetime.
The interest on private loans is often 50% of the annual interest, that is, if you borrow money this year, you will have to pay back five hundred dollars next year.
This is already the norm.
Now Xiao Yun said that he would make a profit once a year, which is really a bit of a shock to his majesty.
After all... It''s a little too little!
Even some worried asked, "is this... A little too little?"
Before, I scolded Xiao Yun as a bad guy. Now I''m worried that he''s too kind to make it through.
Xiao Yun said with a smile, "Your Majesty, but you can rest assured that 10% is enough. The reason why those rich families have high interest is that they don''t have much money, but the treasure house is different. Your majesty has seen the wealth of the treasure house."
"Yes..."
Your majesty nodded hard.
If the number in this pamphlet can be increased by 10% suddenly... It is also an incredible huge number!
Xiao Yun continued, "in the future, we will use this 10% interest to do things."
Your majesty nodded again, but felt that something was wrong, and immediately asked, "a lot of 10%, plus your second method, I''m afraid it will be more than the annual tax of Daqin at that time. What will happen to the money... If it is only used for maintenance and construction, should there be a surplus? What about the rest?"
Xiao Yun suddenly showed an evil smile, stretched out his hand to touch his nose, and then said with a smile: "Your Majesty, the grass people also need some return for doing so many things. The rest of the money is naturally the grass people''s hard money."
"What?!"
Your Majesty was startled.
Hard money?
The rest of the money must go into Xiao Yun''s pocket?!
Your majesty took a deep breath, suppressed his thought of strangling Xiao Yun, and said, "if so, I''m afraid you will be rich in only one year. If this goes on in the long run, if I don''t have money, I''ll borrow money from you?"
Xiao Yun said with a smile: "Thanks to borrowing money from the grass-roots people, the grass-roots people must take folk interest. If your majesty is in urgent need of money, you can naturally borrow money from the Cunjin house. Of course, your majesty can''t guarantee the world, otherwise your majesty can still take all the money away. Your majesty can only borrow money in the name of the royal family, treasure tools and this palace... Even the middle palaces can''t, which belongs to the great Qin Dynasty 。”
"You! I''m not telling you this!"
Your majesty is so angry.
He waved his sleeves, sank his heart and thought about it carefully.
After all, Xiao Yun hasn''t made money yet. In fact, even if he makes money one day, he has 10000 reasons to bring money from him!
However, if it is shown now that Xiao Yun is afraid of scruples and doesn''t work hard at all, the gain is not worth the loss.
Anyway, money will eventually go into your own pocket. Your majesty decided to put up with him for some time.
Sighed, his majesty said, "since only Xiao shengpin can do this, do what you want. I don''t care, but you also need to do something for me."
"Grass people can''t share their worries for your majesty."
"Don''t belittle yourself. It''s easy for you to do this, that is... Don''t investigate the matter of master Zhao."
"Huh?"
Xiao Yun was stunned.
Then he sighed helplessly, "up to now, your majesty doesn''t want to move him?"
Your majesty said, "I don''t want to, but I can''t."
"Why not?"
"Oh!"
Your majesty sneered, and the imperial momentum finally came to the fore.
Lang Sheng said, "the position of three princes is inherited by several or even more generations. It is deeply rooted and complex. Although the three princes fight openly and secretly on the surface, they fight each other every day... Hehe, it''s all for me to see!"
Xiao Yun was surprised. He knew such a thing, but he didn''t expect that his majesty also knew it!
His majesty continued: "if I really moved Zhao Wuji, let alone the rabbit''s death and the fox''s sorrow, just say that the three families are actually connected with each other. If they unite, I really have no way to take them. Boy, do you say how big the state of Qin is?"
"That''s great, of course."
"Such a large territory needs to be managed by people. Even if I have seen it in person and granted rewards in person, the officials in the imperial court are not my people. They are divided into three groups, including the cabinet, the three public and one school, and the poor people full of benevolence, righteousness and morality and smelly books. If those three families obstruct it, half of the talented people in the world will not work for me..."
He looked up at Xiao Yun, Squint and say: "You are a capable person, I know. But you are in charge of everything in such a large territory? From national policies to trivial matters in the countryside, it has to be managed and dealt with. I also know that officials are seriously corrupt in the world, but what can be done? People always say that those officials are better than none, but can they really not? Those officials are no longer poor, It can always be controlled. If the people are allowed to take care of themselves... Oh, do you know how terrible it will be? So Zhao Wuji can''t move, at least... Now. "
The most taboo thing in officialdom is to talk in depth.
As the Lord of the country, the most taboo thing is to let others know what you are thinking!
Your majesty is very abnormal today. He may be tired.
Not just physical fatigue.
He can talk... He doesn''t exist.
All you can hear is the cold memorial tablets in the water striking palace.
But his majesty still told Xiao Yun what he had never said even to his own children.
Xiao Yun was stunned for a moment.
Then he grinned and said, "Madam Zhao didn''t move. In fact, in the eyes of outsiders, the gratitude and resentment between us are incomprehensible, and it is caused by some unimportant things. I''m afraid it will be a little puzzled, but in fact, the grass people almost died in the hands of the aunt. The grass people... But the only heir of the Xiao family! The aunt is from the Zhao family."
Xiao Yun soon left the palace.
Come fast and walk fast.
This time out of the palace, no one sent him.
In the darkness, he turned his head and looked at the whole palace, and then smiled bitterly.
In this way, a person walked quietly on the broadest and flattest road in the capital.
It''s quiet at night. It''s quite a feeling to walk on this road.
The breeze comes slowly, and the water waves are not surprised.
Su Shi''s former Chibi Fu was full of publicity. Did he know that he was just a chess piece in the hands of the emperor? Even if he had the industry of three scholars, it was just a passing cloud and finally disappeared.
Doesn''t master Zhao know that he is also such a fate after all?
No, he should know.
This is a game.
Game with your majesty.
And yourself?
I''m afraid there is a dispensable existence in this game.
Of course, they should have never thought that such an insignificant existence could eventually control the general situation of the world.
People always have to be a supporting role before they can be the protagonist.