The actual rate of return of these financial products of the bank is still very different from the expected rate of return.


    Some expect a yield of more than a dozen points, and finally the actual yield is negative.


    There are still many such cases.


    Therefore, the expected rate of return can basically be understood as the highest rate of return. Just have a look. Don''t take it seriously.


    Chen Wei doesn''t care how much income he will eventually get from these financial products. No matter how high the income is, it''s not as high as his income from doing futures for a few days.


    He just wants to know about the actual rate of return of various financial products, so that he can have a reference when he does it in the future.


    After buying financial products, Chen Wei asked about anying.


    Obviously, an Ying, a small-scale financial company, is certainly not qualified to cooperate with banks.


    Even whether anying company has relevant procedures or not is not certain.


    Chen Wei wants to know how an Ying cooperates with them.


    Tan Rui gave Chen Wei a brief explanation, and Chen Wei suddenly realized it.


    To put it bluntly, anying does not cooperate with the bank, but with the bank''s employees.


    It is to ask the bank staff to introduce him to several customers, and then he gives kickbacks to the bank staff privately.


    "Isn''t this illegal?"


    Chen Wei was a little surprised.


    This is obviously a violation!


    Tan Rui smiled and said, "so we can only do it in private. Some customers will feel that the income of bank financial products is too low and want to buy some high-yield products. When they meet such customers, we will recommend anying, a third-party company. Whether he goes or not is his own business. We just give him a suggestion in his personal capacity."


    Chen Wei shook his head with a smile and asked, "do you know anying''s business model?"


    "They cooperate with a trading team. They are only responsible for raising funds and maintaining customers, and then the trading team is responsible for trading. In fact, I think you can do the same. Finding a few companies like anying to help you raise funds can save a lot of things. After all, many small trading teams have limited channels to raise funds, and banks can''t cooperate with such companies If they work in a small team, they can only find their own way. "


    Tan Rui said.


    Chen Wei nodded slowly.


    What Tan Rui said is still reasonable.


    As a trading team, or private placement institution, its main energy is still to focus on investment transactions. As for fund-raising, it''s best to hand it over to those special companies.


    If a trading team focuses on how to raise funds, it naturally doesn''t have much energy in trading. In this way, it will affect the performance.


    It''s too slow to accumulate funds by trading profits.


    Chen Wei is still systematic, and his profitability is much higher than that of ordinary trading teams, but even if he wants to earn tens of billions in a short time, it is very difficult.


    Now it seems that his profit margin can reach the level of hundreds of percent, doubling several times a month, because his capital is already small.


    When there are hundreds of millions of funds, or even tens or hundreds of funds, it is almost impossible for him to ensure such a high profit level. If he can achieve 20 or 30%, he will be very powerful.


    Therefore, it is necessary to raise funds.


    Then the fund-raising channel is a problem.


    Chen Wei also knows something about some small-scale domestic trading teams in Yunzhou. Their sources of funds are nothing more than these: first, their own funds, the funds of bosses, shareholders, relatives of bosses, relatives of shareholders, friends around them, and so on.


    The second is to raise funds from strangers, or call, or send leaflets, or go to banks and securities companies. In short, it is to recruit a group of salesmen to solicit funds.


    The third is to cooperate with anying, a special financial management company, and let anying raise funds. The trading team is only responsible for trading.


    Of course, those large-scale trading companies can directly cooperate with banks or securities companies, but there are few trading companies of that scale.


    "It''s true. It''s too slow to rely on our own capital accumulation. I have to think about raising funds."


    Chen Wei thought for a while and said.


    "I have contacted many wealth management companies, that is, the so-called wealth team. If you need it, I can help you introduce some powerful wealth management companies. They have huge customer resources. It''s not difficult to raise billions of funds for you at a time. They can even raise tens of billions of dollars. Of course, the premise is that you have enough to say Service performance. "


    Tan Rui said.


    "So powerful?"


    Chen Wei was stunned.


    To be honest, he hasn''t paid much attention to such financial companies before.


    As a trader, I despise those who are customers.


    But unexpectedly, these people have so much energy!


    It can raise billions of funds at a time!


    So, I really need to find a chance to meet these people and have a good talk.


    "Of course. Don''t underestimate others. If you can cooperate with them, I think you will save a lot of things. Relatively speaking, the threshold of cooperation with them is much lower than that with the bank. You know, there are too many things in the bank. There are all kinds of wrangling. It''s difficult to cooperate with the bank if you don''t get through all the relationships. But they are different, he said We don''t have so much wrangling. It depends on your ability. If you can achieve a yield of 15% or even 20% a year, they will come to ask for cooperation with you. "


    Tan Rui said.


    "Well, when I set up the team and get the relevant approval procedures, you can help me introduce some financial management companies and I''ll talk about cooperation with them."


    Chen Wei nodded and said.


    He has just got an investment and operation license. If he wants to do private placement, it is not enough. He must also get the relevant operation license of private placement fund.


    The registered capital of private placement is 30 million.


    The capital is enough, but three qualified executives are needed.


    Although he can hire several employees, it is better for him to get the qualification in person with Zheng Junpeng, Zhou Yi, Wang Qian and others.


    In this case, we can register private equity funds as soon as next April.


    Before that, Chen Wei had to seize the time to cultivate a group of traders, and then cultivate several risk controllers.


    After registering the private equity fund, he can talk to those financial management companies about cooperation.


    Chen Wei has been talking with Tan Rui here for a long time. Finally, he has a clear and complete plan for the next development of the company.