At 9 a.m. on the 17th, Li Huanxin came to the top customer room of Caiqi bank again. This time, he asked to transfer out a deposit of $8.7 billion.
On Monday, he turned out the $1.1 billion flow of Chongshi group; In the next three days, we will transfer out amounts ranging from 1.4 billion, 1.2 billion and 1.7 billion every day.
Long Jianhua and Louis said that he would transfer the money of Chongshi group from their Caiqi bank.
Louis had no choice but to make a perfect response to this.
After reporting this situation to the headquarters, it may be that they don''t have a lot of money. Therefore, the headquarters did not provide any response measures, but asked him to keep the Chongshi group as far as possible and promised to give him the power to make decisions at the moment.
Made a request to him. In any case, the news that the group and other banks jointly block Chongshi cannot be disclosed, which is fatal to banks.
As the head of xiangdao branch, how does he stay?
I have no choice but to borrow temporarily and prepare more working capital.
He arranged for someone to find out how many deposits Chongshi had here, and prepared sufficient liquidity accordingly.
At the same time, he kept calling long Jianhua and tried to solve it by admitting his mistake, but he couldn''t contact him at all.
He also asked someone to help, but the ghost guy didn''t know long Jianhua well, and most locals found excuses to shirk it; If you don''t shirk it, you can''t find long Jianhua.
After transferring out 1.1 billion yuan on the first day, he hopes to solve it the next day; After transferring out 1.4 billion the next day, he hopes to solve it on Wednesday
For four consecutive days, the amount of transfer reached 5.4 billion, leaving him less than 30 million of working capital, and there was no channel for inter-bank lending.
He thought the nightmare would end, but he didn''t expect that today was the last blow. Chongshi took out a number that made him despair.
If this money is paid, once it is settled, the bank will have no margin, and it may be squeezed by customers immediately, resulting in unpredictable events; And the margin is not so much.
Originally very white, his face turned blue and black. He stood up and asked Li Huanxin, "where is Mr. long? I''ll make an apology to him. "
Li Huanxin shook his head. "Yes, Mr. Louis, we don''t always deal with dishonest people; So, you''d better go through the formalities first. I still have a lot of things to go through. "
Louis screamed and fell to the sky. He was grabbed by a nearby assistant and placed on the seat.
The assistant was angry, but he didn''t know who to send it to.
Li Huanxin said faintly, "Mr. Louis, if the relevant procedures are not completed within an hour, I Chongshi company will apply to the court for property preservation."
Louis sat up straight, spitting blood out of his mouth and growled, "why?"
Li Huanxin shook his head. "Don''t waste time, Mr. Louis. Our time is very precious."
Neither of them knows the money.
This is long Jianhua''s own money. He deposited it in three accounts in Caiqi bank and has been frying heating oil futures. By last Friday, it had become 3.7 billion.
Louis opened his mouth and asked, "Mr. Li, which bank are you going to deposit this money in? I''ll negotiate with them now. You can record it today. I''ll solve the rest with them. "
The lawyer next to Li Huanxin said faintly, "sorry, this is our trade secret. Mr. Louis, give us a precise word, can you take out the money? "
Louis said tremblingly, "please wait a moment."
As a pure economic man, he knows the importance of reputation.
Now, whether it''s revenge or threat, he should carry it. He can''t give up the difficult situation because of the 3.7 billion.
But in my heart, I have greeted Steve and the ancestors of the board of directors for 18 generations.
He picked up the phone on his desk and began to dial out
At the same time, more and more customers go to colored flags, halls or single rooms, and slowly queue up. These customers transfer their deposits out or withdraw them directly
Finally, a senior account manager screamed and turned black.
In front of him, the customer took a 30 million deposit slip and asked for transfer, which was all he knew about the bank''s working capital today.
The customer asked him what he had done.
He hurriedly said, "it''s all right. Just now I unconsciously grinded my teeth and bit my tongue. Just a moment. Such a large amount needs our president''s signature. I''ll be right there. "
Then he took the documents to Louis''s office and found that he was not there. He went straight to the top customer room; He knew that reborn people came to turn away huge sums of money every day, and Louis came to apologize and tried to retain them every time.
Gently pushed the door open, he looked inside, and sure enough, he found the heavy world people waiting there, while Louis was anxiously talking on the phone with the headquarters and asked to mobilize 10 billion funds to solve the siege immediately.
He turned away silently and went out for a walk.
Whether it''s Louis or himself, it''s a deadly existence.
On his way downstairs, he saw more and more people coming towards the bank outside.
Turn around, walk to each window, and take a turn outside each customer''s room.
Finally, he remembered something terrible and turned and ran to the top customer room
In less than half an hour, the presidents of the other four rice funded banks came to Louis''s office almost at the same time and persuaded Li Huanxin to deposit the huge amount of money with them.
Through on-site bidding, mogeng bank won by providing the highest floating interest rate.
Back at the company, Li Huanxin reported today''s situation to long Jianhua.
Long Jianhua smiled faintly, "well, it''s good to have more interest. In the future, generally speaking, we will not deal with Caiqi bank again. By killing two birds with one stone, they also want to expose the company''s financial situation to the public. "
"Well, let people know that we are not a simple enterprise, at least the capital is still very sufficient."
Less than two minutes later, Chen Zhengying called and said that Caiqi bank was run and the situation was out of control.
He turned and looked at Li Huanxin. "Who else knows when you exchange the money?"
Li Huanxin was stunned. "The only people in the company are Lawyer Wang and the driver. To the colored flag, only Louis and the service manager and his assistant, and then Louis."
Long Jianhua waved him out and said sternly to the microphone, "call Wang Haoyu to my office."
After they arrived, he looked at them faintly, "you may know, I want to borrow money, but the color flag bank doesn''t, so I decided to cut with them."
"Today is the last money transfer out, and the colored flag is run immediately. You two go and check."