Thinking about making friends, Wang Dashao didn''t take the initiative to take the rhythm.
The smile is friendly, but the attitude is reserved.
As the saying goes, a wife is better than a concubine, a concubine is better than stealing, and it''s better not to steal
Human nature is cheap.
"Chu Xing is an elder. I''m very frightened by your love."
After a turn of caution, Wang Dashao finally only responded to such a sentence.
It is neither salty nor light, but also a bit pedantic. It is not close in attitude and has a big or small shelf, but it is not missing in etiquette.
Chu Hong''s attitude is still so enthusiastic, even more enthusiastic.
Although Wang Dashao seriously lacks social experience, his grasp of human nature is too accurate. One needle directly hits Chu Hong''s G-spot.
For the elites in the financial system, the first two faces of different people are just the most basic professional quality.
If you have money, then you are more intimate than your father. It''s nothing to bring tea and water, rub your shoulders and beat your legs, before and after the saddle.
You don''t have money. You don''t even look at it.
The daily industry dealing with money is so realistic.
Therefore, the more Wang Yan puts on airs, the more positive Chu Hong will be.
It''s hard to do well!
The more difficult customers are, the more loyal they are after they are settled, and they will not change their doors easily.
Most of them are arrogant. How can they be as haggard as grass-roots local tyrants and have milk?!
People''s livelihood is no better than the four major industries. Their strength and ability are far from each other. What they play is service.
Chu Hong''s positioning of his own bank is very clear, so he is more willing to be ashamed. Instead, he is the vice president of the same level of cosmic bank. Here, it is likely that he will not lick it so much.
How cold are you?
Our universe is higher and colder!
……
"Wang Shao, it''s better to meet each other by chance than to invite each other. It''s really rare today. I can tell you that you can go to my place later and I''ll make up the meeting gift for you!"
Chu Hong was really good at licking. Even if Wang Yan didn''t lack anything, he was very curious.
"It''s very kind of you. What gift is so mysterious?"
"In fact, it''s not worth mentioning for you, but I''m sure you can be useful."
Chu Hong sold another pass before giving an explanation.
"Minsheng is promoting a new infinite card this year, which is the highest level credit card of our bank. The benchmark is ICBC Centurion black card. The more famous one abroad is called express Centurion.
Of course, our strength is not comparable to that of express. The new card is not so strong in the world, but it is relatively new in China, and the rights and interests are very good. "
"Oh?"
Mr. Wang was very interested at once. He just cooperated to show his curiosity.
I''m kidding. Is brother the one who needs a credit card?
Your so-called rights and interests are not enough for me to breathe. What''s the trouble?
Chu Hong really can''t imagine how abnormal the young man in front of him is, and he is still enthusiastic about science popularization.
"24-hour exclusive customer service and so on are the most basic rights and interests.
In addition, there are 48 magic capital Yanli spa every year, two dental washes and physical examinations at Jiaotong University Medical School, 48 shuttle flights, 8 golf, 88 fitness and swimming at five-star hotel venues, senior membership of Jilin airlines, HNA and SIA, senior membership of Ritz Carlton, Shangri La and four seasons, and three for two in all five-star hotels
In the words of those card players, the infinite card of our people''s livelihood is a blood returning artifact with super value for rights and interests.
And the most important thing is that our card has a very high color value. The titanium metal coating is thick and stylish, and you can even emboss your signature.
Think about it. When people take out cards to pay for dinner, others take out plastic cards. When you take out, you directly intimidate the whole audience. Is it extra face? "
There are a lot of Bama. Only the last sentence is interesting.
For Wang Dashao, handsome is the most important, and the rest can be put back.
However, as an economics student, Wang Yan still asked one more question with a learning attitude.
"What you mean by rights and interests is that the original consumption of those rights and interests is enough to cover the annual fee of credit card, right? Then, isn''t your bank losing money?"
When Wang Yan was willing to talk, Chu Hong was happy, so he took the trouble to break off the explanation.
"We won''t lose, but you must earn it.
The annual fee of private custom-made unlimited card is between 36000 and 100000, which gives you the highest level of rights and interests. If you buy it all by yourself, it is estimated to cost about 200000.
Of course, you certainly don''t care about the 100000 price difference. Let''s just talk about using cards.
If you have a consumption of 2 million yuan, you can swipe our card. The longest interest free period is 50 days. You can use the 2 million yuan cash you should have spent immediately to buy one of our financial products - many with a daily interest rate of more than 1.0 million. Just pick it.
In 50 days, you will make a net interest of more than 15000. The repayment will be due without any cost. There is a large accumulation point, which is almost worth 6000 +.
Take your company''s fixed expenditure on official swiping for example. Suppose that 10 million yuan is paid out every month. If all lines of credit cards are used to pay, more than 70000 yuan will be saved every month!
A year is about one million, which is equivalent to a new car, or raising an extra female college student without paying a penny.
As a result, your company has to settle the salary and reward to the anchor every month, which may become an astronomical figure in the future.
If you have the ability to let the platform settle for you half a month earlier and the anchor half a month later, how much interest margin income can be generated in a month?
Money begets money. Isn''t that how you play? "
what the fuck!
Niu bi
Wang Yan doesn''t care about the money itself, but this idea is really enlightening.
It''s like opening a new door.
The money knowledge learned in the past flows slowly in his mind, converges into a river and accumulates into a lake, which makes Wang Yan feel suddenly enlightened.
How did those large supermarket chains with low profits or even negative profits survive and even live well?
Cash flow!
As long as you have cash, it''s not easy to be coquettish!
Wangting entertainment is naturally a heavy cash flow company.
Assuming that the stalls will be rolled out in the future, the company will cultivate two or three hundred upper level anchors, corresponding to about 50 platforms.
An upper anchor on a small platform can run for about 30000 or 500000 months, while that on a large platform can reach 2 million. On average, even if each person runs for 1 million months.
How much is that?
Two or three hundred million!
The market volume is not so large, it is impossible to hold so many anchors?
Yes, the current market is really not that big. Let''s not mention the future market growth, just now——
Wang Yan can be held by private officials!
The previous situation was that Wang Da brushed 5 million less and could come back about 85%.
What about the future?
With the increasing power of Wangting entertainment, it is enough to press the platform and get the best share proportion.
Panda TV, which is currently under negotiation, has given extremely favorable conditions close to the top grid.
Then, every month, private recharge of 100 million, 200 million, or even 300 million or 500 million, open all kinds of trumpets on 50 platforms, and there is no problem to achieve 95% return ratio!
Even, it''s nothing to brush 1 million and come back 1 million to make the platform only lively!
On this basis, the running water of Wangting entertainment will also be very terrible. As long as the monthly profit of 1% can be achieved, it is a huge profit!
The more Wang Yan thought, the more excited he was.
Ma Dan, other people lose money on horse washing milk. How can you make a lot of money here?
It''s true that most children don''t lack money. However, isn''t it fragrant to throw the clean money they earn into charity and spend it on out of school children, seriously ill patients and orphaned elderly?
It smells good!
Of course, there are still two prerequisites for making money.
First, tax exemption policy.
Second, large interest free loans.
In terms of Taxation, Wang Yan does not intend to be opportunistic.
According to the normal payment, pay as much as you should. Let''s take your own private house money to subsidize the state.
Wang Yan will spend more peace of mind if he can make some contributions to the country and society.
As for large interest free loans
I''m afraid an infinite card is not enough
But it doesn''t matter. There are many domestic banks, one for each. I can''t kill you!
What if the live broadcasting platform doesn''t cooperate?
It doesn''t matter. We will set up another overseas fund, open dozens of Bag Companies and acquire dozens of small platforms. They don''t belong to each other and do their own things.
I don''t want you to make money and make ends meet. It''s OK to pay employees'' wages and pay business tax for water, electricity and network charges.
The survival of the fittest between platforms is the same for employees.
The winning platform should be developed and listed.
Finally, the winning good employees will be promoted step by step and become the core team of the group!
Two or three years later, when your historical mission is completed, I also hold an elite teacher and complete the substantive rule of the whole live broadcasting industry!
The live broadcasting industry is really small, but there are many things that can be done
At the moment when Wang Yan made up his mind, an unprecedented shadow shrouded over the whole live broadcasting industry, like an iron curtain, began to condense.
The great devil?
Because of blowing, sting!
……
The so-called pattern does not lie in the size of the industry, but in the perspective of the problem.
Looking down from a high place, I use the advantages of the industry for me and use them to the extreme, rather than struggling in it.
Inspired by Chu Hong, Wang Yan completed the overall layout of the live broadcasting industry in an instant. His strategic planning was clear and clear. He went ahead bravely and did not compete for the gains and losses of one place at a time. The leader''s weather was just completed, his mind was clear, and his vision went up to a higher level.
Some changes in mentality are reflected in temperament and attitude, which makes Wang Yan''s performance more calm and leisurely, with an atmosphere of holding the overall situation.
He Miaomiao is a divine woman. Such a small change was noticed at the first time.
He looked at Wang Yan sensitively, and then looked suspiciously. He shouted madly in his heart: what''s going on? Suddenly like my father!
Dog, what are you doing?!
Wang Yan ignored he Miaomiao. Her mind didn''t guess. If she had time, she might as well do something serious.
With great interest, he asked Chu Hong, "Chu Xing, it sounds interesting, but what about the amount? I can''t make a toss with more than a million dollars."
This was crazy, but Chu Hong recognized it.
Subconsciously glanced at Miss He, and Chu Xingchang swallowed his mouth.
Don''t get me wrong. It''s not because of her fairy face, but because she recognized miss he''s watch and earrings.
Simply estimate the price in your heart, darling, 15 million can''t fight!
The shape of jiangshidanton art master s12g-9479 is too easy to identify. It has woven patterns and nearly 200 top diamonds. As soon as it was born this year, it has attracted countless celebrities and ladies.
Selling price...... 950000 euros.
The wealth of his female partners is so amazing. What strength is Wang Yande?!
Definitely more terrible than rumors!
Chuhong said with a smile: "I''ll grant you the quota of 3 million yuan. I don''t need to bother you with anything! If it''s higher, I don''t have the authority, so I can only ask you to cooperate..."
"Kind hearted. I''m straight. It''s meaningless to tell you the truth."
Wang Yan shook his head quietly. He didn''t seem sorry, let alone show any interest.
Then, turn the topic directly.
"I''m going to take a picture of the two-story magic capital office building recently. I just have a problem. Please consult you."
Chu Hong was a little anxious, but he had rich experience. Knowing that he was anxious and couldn''t eat hot tofu, he was still very stable.
"Just tell me. It''s my honor for Lao Chu to put forward some opinions and suggestions in the professional field!"
"Thank you. I''m short of advice."
Wang Yan nodded and opened his mouth slowly: "that''s the auction of the judicial auction of the two-tier court. The evaluation price is 480 million and the auction price is 320 million. It''s located in
I''d like to ask how your bank gives a price for similar asset appraisal?
If I want to use those two floors to inject Wangting entertainment, how can I get the value?
In the future, if Wangting entertainment wants to use asset loans to expand its business, how much cash can it lend?
As the saying goes, "listening at the same time is wise. I''d like to know the people''s livelihood''s views on such projects."
Chu Hong was stunned and his eyes quickly lit up a layer of hot light.
Wangting entertainment wants a loan?!
The bait thrown by Wang Dashao worked.
The intermediary business of domestic commercial banks is not developed, and loans are the lifeline of banks. Simply speaking, the ultimate purpose of domestic banks to absorb deposits is to lend them all.
Of course, it should be lent to trustworthy people and enterprises.
So the reality is always ridiculous——
The more qualified large enterprises are, the more banks want to ask them for loans.
Small and micro enterprises that really lack money can''t get too many loans.
Wangting entertainment is a small and micro enterprise, but it is a special company with good qualification.
Without any debt, the monthly flow explodes, the cash flow is tens of millions, and even will soon have a net asset of 500 million!
The office buildings in Pudong''s core circle are used as mortgages, and there is almost no risk.
It may not rise much, but it is impossible to fall down. It is very stable.
Chu Hong was excited and immediately began to wonder: how can we take Wang Yan down?
hit on what one likes?
AI Jialiang didn''t say anything about Wang Yan
I''ve been thinking about something for a long time. My expression is very serious. It''s like thinking about Wang Yan''s problem. That''s a heart.
In fact, such a simple question can be answered without a brain and a finger.
The performance was almost the same, and Chu Hong finally spoke carefully.
"Generally, we will use the data of the designated third-party evaluation company and combine the opinions of the internal credit department to make a comprehensive credit line confirmation.
For the time being, I don''t know the issuer of the evaluation report of your office building, but from my experience, the valuation of 480 million is not a big problem. Haiguang building must be worth that price.
Next year will be the peak season for the rental and sale of office buildings. At that time, you will make another assessment, and it is even possible to achieve more than 520 million.
If you need it, Lao Chu, I''ll help you intervene. It''s not impossible for 600 million
We give credit at a maximum discount of 70%, and we can give you more than 350 million to 400 million mortgage lines.
On the other hand, the overall market value and profit margin of your company will affect the interest rate of the loan.
Your company has not been listed yet. The conventional market value statistics method is nothing more than by P / E ratio or by P / B ratio. Your company''s current P / E ratio is very good. However, since heavy assets are injected immediately, it''s better to calculate by P / B ratio.
In other words, your company can be called a large enterprise with a market value of 1 billion!
At present, the benchmark interest rate of the loan is 6% below 5 years and 5.6% within 1 year. On your terms, the interest rate must float down by at least 20% to be sincere!
I think there should be many peers to fight for. "
Huh?!
Can the bank''s benchmark interest rate float down?!
Wang Dashao was surprised.
No matter how many books you read, no matter how much theoretical knowledge you master, you still can''t understand the reality of society without really experiencing things.
Of course, fart people can''t enjoy that treatment at the grassroots level, but what is a downward floating interest rate for large enterprises, related households and potential stocks?
Chu Hong didn''t find any expression on Wang Yan''s face. For fear that he was not satisfied, he was trying to hold it in his heart.
"Wang Shao is young and has a lot of firepower. He takes beautiful girls everywhere. Maybe it will work wonders if he turns around and lets the flowers out?"
That certainly can''t. We''re not that kind of Wang.
Decent Wang calmly smiled and waved his hand: "Chu Xing is too famous. Our Wangting entertainment is just a small company. Buying two floors is my personal hope to give employees a sense of belonging and stabilize the morale of the army.
When I inject capital to the level of 1 billion, I will pretend to be a large enterprise... "
It''s called modesty, but it''s actually showing off wealth.
In terms of pretending to beep, Wang Yan is definitely a master.
Chu Hongxin was too hot to bite. He wanted to jump up with the fishing line.
Still the saying: human nature is cheap.
The more Wang Yan was careless about the loan, the more Chu Hong wanted to lend it to him.
In fact, it''s not a dignified vice president who is particularly easy to deceive. If someone else performs for Chu Hong, it can only get two sneers and one ridicule: silly beep!
Wang Yan is different.
Chu Hong''s view of big and small is: the strength is unfathomable.
If normal people are left to judge the whole thing, they will feel that Wang Dashao is not bad for money.
I''m really short of money. Just don''t buy those two floors and invest the 320 million yuan directly in Wangting entertainment. How much can I do?
Can it be a crime to buy a house in cash and then borrow money?
Crazy?!
Only those who are not short of money will spend a lot of money and build a headquarters in the initial stage of the development of an entertainment company.
It''s not necessary production equipment. Renting a building doesn''t affect the operation at all. It''s not a big local tyrant who tosses about that thing!
Anyone with normal intelligence will make the same judgment.
Who could have thought that Wang Yan actually had nothing. He was so short of money that he expected the food from the office building picked up on the two floors?
So Chu Hong was wronged.
At present, the president has begun to consider to what extent the conditions should be relaxed in order to "coax" Wang Yan to open a basic account and make loans in his own home.
Hey, it''s hard to ask
Reluctant to give up his daughter-in-law, he can''t set up a hooligan. I have to give you benefits!
"Wang Shao, talk about other things slowly. You have to keep the meeting gift!
If you don''t think the amount of that card is too small, do so. When you get your two-story office building, you come to me to make an asset certificate. The procedures are very simple. I promise you won''t waste your time!
Then I''ll help you apply for a super large personal credit and give you a card of up to 20 million, which is almost enough pocket money? "
Chu Hong''s face was sincere, but he was secretly smiling.
If you really do credit in our house, you can''t make a loan at that time!
Play the routine with me, young master. You are still young!
Gaga
What can Wang Yan do with such kindness?
I have to try my best to save face!
"Well, Chu Xing, you gave me so many high hats and didn''t agree to anything. It seems that I''m very unkind
Let''s take your blessing and get a credit card to play
Hey! I''ve told you in advance. This is only one time. It''s not an example!
I don''t like to owe people in my life... "
Wang Dashao smiled bitterly, shook his head and sighed. He looked like a successful second generation of a young man. He was put up by face and couldn''t get down.
Chu Hong was so proud that he laughed.
"Wang Shao, don''t be kidding! Why do you owe a favor? It''s clear that my old Chu has brought another top customer to make a great contribution to the new card business!
Human kindness, I owe you old Chu!
You are welcome to say nothing more. You must give me a chance later and let me thank you very much! "
Wang Xi, the movie emperor, nodded with a smile: "well, I''m in a bad mood because of many inexplicably expensive credit cards. I''ll kill you next time I have a chance. Don''t complain. Let''s talk about making friends again!"
"All right! A gentleman''s word is irretrievable!"
Chu Hong was overjoyed and felt that his relationship with Wang Dashao had finally made substantial progress. He was extremely happy.
He Miaomiao took a pity look at Chu Hong, who was overjoyed, and turned his eyes silently.
Fool!
Although I don''t know where the pit is, if Gouzi doesn''t pit you, my princess will be surnamed Wang with Gouzi in the future!
My father is also true. He always tells me that society is dangerous and people have evil intentions.
Where''s the danger?
One by one, it''s like a retarded man. The dog is the most dangerous!
Eh?!
The dog is so insidious and cunning. Has he ever cheated me?
Suddenly, the eldest lady finally realized that there seemed to be something wrong.
…………………………
There is a glorious campaign qualifier. Everyone should have free tickets to vote for me and strive for a little exposure.
In addition, there are many vacancies in the full subscription group. The audit group number is [873682125]