E loan insurance offered a high endorsement fee and invited Hu Jian to act as the corporate image spokesperson. Mai Xiaoyu heard Li Xue say it after returning home. At that time, he asked Li Xue to reject each other without thinking, and there was no room for discussion.


    Unexpectedly, people attached great importance to Hu Jian''s popularity positioning and image temperament. Before the new year, the trustee contacted Liu Xiaoli, and the endorsement fee rose by 50% to show his sincerity and invited Hu Jian twice.


    However, he still couldn''t impress Mai Xiaoyu.


    "If you don''t answer a hundred million, it''s a liar company."


    "This company has a large scale and fast business development. It has branches in major cities in recent months. Their advertising can be seen everywhere. They ranked third in the corporate congratulatory message just now. It seems that they didn''t spend less on advertising. How can they be a liar?"


    Large scale, many branches and many advertisements are not liars?


    Meng Ren used to be a liar company!


    Mai Xiaoyu smiled and didn''t explain: "Aunt Liu, we don''t make this money and don''t have any dealings with that company."


    What else did Liu Xiaoli want to say? Old comrade Mai said, "if you don''t earn, you don''t earn. I also think the number of e-Loan insurance routes is wrong. The return on investment is too high. It''s a bit like the case of illegal fund-raising with high interest rates I''ve been in contact with before."


    Mai Xiaoyu gave his father a thumbs up.


    "Stop talking, sister Tao is out!"


    Sissy''s words made people focus on the Spring Festival Gala on TV again. Mai Xiaoyu didn''t pay attention to the e loan insurance and turned his eyes to the LCD TV in the box.


    On TV, Liu Tao was wearing a red Dolce Gabbana embroidered skirt. This Italian Sicilian style skirt has no sense of distance and is particularly approachable with a ruffled high collar, a bright red cardigan, translucent black socks and patent leather high heels.


    Sissy: "Wow, sister Tao is so beautiful!"


    Comfortable: "clothes are also beautiful."


    Juan Juan: "I want to be as beautiful as sister LiuTao when I grow up."


    Liu Xiaoli: "it seems that you can talk about Liu Tao''s endorsement contract with Du jiabanna in detail when you go to work years later."


    Chang Chang''s aunt and uncle: "congratulations on finding a good daughter-in-law."


    Mai Xiaoyu didn''t speak. He looked at Liu Tao on TV and smiled.


    Hero Mai poured a basin of cold water over: "smelly boy, if it weren''t for your Aunt Liu and me, you wouldn''t know when your relationship would be delayed. In other words, when you get married, your father is still waiting to have grandchildren."


    "Soon, soon. Let''s have a few more years. Wait until I finish what I''m doing."


    "You can deal with it after you get married."


    "Things are more important. In recent years, they will be solved soon."


    Something important?


    Old comrade Mai was silent. Yu Guang glanced at him happily and doubted that the "important thing" in his son''s mouth had something to do with it.


    Liu Xiaoli was afraid that he would lose her temper and deliberately changed the topic: "wheat, when will Taotao come?"


    "The sketch will come after the performance."


    Less than half an hour after Liu Tao''s sketch, there was a knock on the door outside the box, followed by a slim woman wearing a red Dolce Gabbana embroidered skirt and a hat mask.


    Who else can it be if it''s not Liu Tao?


    As soon as the program of the Spring Festival Gala ended, she didn''t care to remove her makeup, so she hurried from the scene of the Spring Festival Gala to attend the Party of the Mai Song family.


    Although she and Mai Xiaoyu haven''t married yet, the Mai family has recognized her daughter-in-law as half of the Mai family.


    But she is in a hurry. She has to take the flight at 11 o''clock tonight to fly back to Hongcheng''s hometown for the new year. She can only stay for half an hour at most.


    Toast, chat, be praised, send lucky money to sissy, Shuchang and trickle. Trickle kissed her face, and half an hour passed in a flash. She should have left before she could say more to Mai Xiaoyu.


    "You should pick up all your family, and you don''t have to rush," Mai Xiaoyu said in a low voice as he sent Liu Tao away from the hotel.


    Liu Tao took Mai Xiaoyu''s hand: "I want to, but my father disagreed and said it was inconvenient. Moreover, there are many relatives and friends at home to walk around during the new year."


    "It''s inconvenient for them. I''ll go and see you."


    "Really?"


    "I have booked the plane and air tickets for the third day of junior high school."


    Liu Tao happily hugged Mai Xiaoyu''s arm: "no wonder Aunt Liu asked me to push off the notice during the new year. Why didn''t you tell me earlier?"


    "I said I wouldn''t be surprised. Are you happy?"


    "HMM." Liu Tao snuggled up on Mai Xiaoyu''s shoulder and smiled like a flower.


    Anyway, she wore a hat, a mask and a coat. She didn''t have to worry about being recognized.


    "If your father knew I lied to his daughter, would he hit me?"


    "No way. Every year when I come home for the new year, my father will say that I''m not young and it''s time to find a boyfriend to get married."


    "If so, he should not object if you sleep with me every night?"


    Out of the hotel, Liu Tao''s car stopped outside the hotel.


    It''s not a nanny car, but Liu Tao''s private Audi. Mai Xiaoyu gave her a birthday present last year.


    To open the door, Mai Xiaoyu said hello to a man and a woman in the car: "it''s hard for you."


    This man and woman are LiuTao''s personal assistants. They are cute old employees and the earliest group of LiuTao team. They know the relationship between Mai Xiaoyu and LiuTao. Usually, when Mai Xiaoyu visits the crew and meets Liu Tao, they still help cover.


    The male assistant smiled and said, "no wonder sister Tao left in a hurry as soon as the program was over."


    The female assistant was more direct: "Hello, brother-in-law."


    "How talkative." Mai Xiaoyu took out two red envelopes. "Your work is over. Go home and have a good new year."


    The male assistant didn''t respond: "we''re leaving. Who will take sister Tao to the airport?"


    The female assistant patted him: "stupid, I have my brother-in-law, and I need you to worry."


    The two assistants jumped out of the car with a smile, sent Spring Festival blessings and took a taxi to leave.


    After Mai Xiaoyu and Liu Tao got on the bus, they didn''t drive in a hurry.


    Liu Tao quickly took off his mask, and Mai Xiaoyu hugged her with a painful kiss.


    If Liu Tao hadn''t hurried to catch the plane and there was not enough time, Mai Xiaoyu could find a quiet place to have a car and earthquake first.


    Ten minutes later, the car finally started and sped all the way to the airport.


    Fortunately, on New Year''s Eve, most people watch the Spring Festival Gala at home and there is no traffic jam on the road.


    Mai Xiaoyu held the steering wheel in his left hand, put his right hand on Liu Tao''s thigh, grabbed her hand and said, "you''re beautiful tonight."


    "Is it beautiful only tonight?"


    "The first time I saw you on the roof, I thought you were beautiful. Otherwise, I wouldn''t sacrifice my kiss to save you."


    "You also said that it was my first kiss. I hated you at that time."


    "Hey, hey, so the old saying is very reasonable. Love is as deep as hate." Mai Xiaoyu pinched LiuTao''s little hand and rubbed her thigh with the back of his hand. "Why don''t you work less this year and stay in Yanjing with me?"


    "Can you stay in Yanjing often?"


    Mai Xiaoyu: "


    That''s true.


    For Mai Xiaoyu, this year is a key year. He has a lot to do. In order to achieve his small goal, he dug many pits in the past two years. This year, it is time to try to connect these pits together and strive to form a huge pit and bury Optimus in two or three years.


    Cannes is going, the United States is going, the lambs in Hangzhou must be recruited this year, and the lambs in other cities may also have a chance this year. There are too many things to be busy. He can''t stay in Yanjing for a long time.


    Liu Tao held his hand and said; "While I''m still popular, I''ll try my best to get my career to a higher level. If something happens to you in the future, I can help you."


    Mai Xiaoyu said with a smile, "what can happen to me?"


    "You used to circle lambs. I listened to Director Liu and teacher Zhang."


    "I''ll go. Those two bastards even tell you the story that the lamb is so tall?"


    "This statement is also tall." Liu Tao smiled and added, "it''s not what they told me, it''s what I overheard."


    "No, I have to warn these two guys when I go back. Don''t be so excited that you don''t know who you are. Don''t shut up."


    "They are very cautious, mainly because I was lucky and happened to hear it. In other words, you are really bad. If you cheat, you will cheat. What else do you say about the circle lamb... I am also your lamb."


    "You are my angel." Mai Xiaoyu suddenly leaned over and kissed Liu Tao.


    Liu Tao was so frightened that he hurriedly pushed him away: "drive carefully, look at the car, and wait until you get to the airport."


    The road conditions were not congested. Mai Xiaoyu galloped all the way. He still had more than ten minutes of free time after arriving at the airport.


    When the car drove into the parking lot, neither of them got off, untied their seat belts and kissed together again.


    Even the kissing band checked his body. The short warmth not only induced Teddy in Mai Xiaoyu, but also moved Liu Tao, panting and chanting


    ……


    Liu Tao flew back to Hongcheng to spend the new year with his family.


    Mai Xiaoyu has to wait until the third day of junior high school to fly over and meet his father-in-law and Liu Tao''s family and relatives as his future son-in-law.


    On the first and second days of junior high school, like ordinary people, he went around to visit relatives, friends, visit doors, pay New Year''s greetings, visit temple fairs, eat, drink and have fun.


    During this period, he found that the advertising campaign of e loan insurance was quite fierce. It can be seen everywhere in public places such as railway stations, bus stops, subways, office buildings, as well as media platforms such as newspapers, television, Internet and mobile phones.


    Three people make a tiger, and one mouth makes gold.


    With a new bull market in China''s A-share market last year, the emerging concept P2P has become a buzzword often spoken by people through multimedia reports.


    The e loan insurance, which has been widely advertised, seems to be the leader in P2P and has attracted the attention of many melon eating people. Even if you don''t know what P2P is, you know e loan insurance, and you know that if you invest money in this company, you can reap a rich return on investment.


    Sissy still remembered that Mai Xiaoyu said it was a liar company and asked him curiously, "brother, there is a good * * 2p company and it is often reported in the media. I don''t think it''s like a liar."


    "I didn''t say P2P is a liar, but this is an emerging industry. The supervision is not standardized. Ordinary people don''t understand it. There are many liars who turn to vulnerabilities."


    "You mean, you only think e loan insurance is a liar company? But looking at the advertising, I feel that this company is very large and powerful."


    "Every liar will not write the word ''liar'' on his face, so it depends on the return on investment, not on its scale."


    "Its return on investment is very high. According to the advertisement, it can double in two or three years."


    "That''s why I said it was a liar company..."


    Mai Xiaoyu participated in four or five consecutive "short-term training courses" in that year. There were a variety of "students" from all walks of life. Some of them just played with inter-bank lending.


    For example, a "classmate" used his personal relationship to get white wolf to borrow tens of millions of loans from the bank, and then lent them at an interest rate much higher than the bank loan interest rate, so as to easily earn a high interest difference.


    He often walks by the river. There are no wet shoes. There are bad debts in the bank. How can he hide?


    The third party lost money and ran away. The bank asked him to recover the account. He didn''t go up and didn''t succeed. As a result, he went in and became a "classmate" with Mai Xiaoyu.


    Mai Xiaoyu feels that the so-called P2P is actually similar to this kind of private fund lending. It''s just to get on the Internet, and the whole is a so-called emerging concept.


    In fact, the routines are the same, except that the capital side has changed from banks to private deposits, and P2P companies still rely on earning interest difference for profit.


    There must be a risk in this kind of thing. The principal will double in two or three years... The risk is much higher than your mother!


    In addition, in his strange dream, Mai Xiaoyu dreamed of P2P companies running away with money. It''s not one or two. It''s a running tide!


    No matter what he thinks, the advertising of e loan insurance continues unabated.


    The East China Sea.


    After attending the friends'' party, Hu Jian came home with the smell of wine.


    At home, Hu Fu is waiting for him.


    "Dad, I''m back."


    "How much did you drink tonight? Would you like your mother to cook a bowl of lotus seeds and horseshoe candy for you?"


    "No, I don''t drink much tonight. I''m not drunk."


    "Come here before you get drunk. Let''s talk."


    Hu Jian took off his coat, put on his slippers, walked over and sat next to Lao Hu: "Dad, are you busy?"


    "Today, I received a new year''s call from an old friend. When chatting, he told me that e loan insurance wanted to invite you as an image spokesman, but your company didn''t promise. Is there anything about it?"


    "Yes, our boss talked to me when he refused. Dad, your old friend can''t be a lobbyist?"


    "Don''t worry about whether you are a lobbyist or not. It''s related to your own interests. I also heard that e loan insurance is very sincere. It has contacted your company many times, and the endorsement fee is higher and higher, which has been rejected by your company. Why?"


    "I see. Your friend is not a lobbyist. He is here to pick a quarrel." Hu Jian joked, "our boss said that there is a problem with that company."


    "Nonsense! And e loan insurance is a big company. The advertising is so big that many TV stations have advertising. Today I saw it on CCTV 1 and went to the Spring Festival Gala on the 30th of the lunar new year. If there is a problem, which TV stations can advertise him?"


    "TV advertising can be done with money."


    "What did Uncle Wu say? He invested 100000 yuan at the end of last year. It''s only a few months now. Do you know how much he made?"


    "Dad, you won''t invest money, will you?"


    "I have this idea. I''m going to visit their company in two days."


    "Dad, there''s something wrong with that company. Be careful with the money."


    "I don''t understand. Why does your boss say there is a problem with other people''s company? They sincerely invite you to be the image spokesman, but your company disagrees and says there is a problem with other people''s company. They have invited several stars and economists as spokesmen. Others can''t see the problem, but your boss can see it?"


    "That''s possible. Our boss is very powerful."


    Hu Fu was speechless. He drank a sip of tea and asked, "what do you think?"


    "I also think there is a problem. Their annualized rate of return is too high."


    "What your boss said, he doesn''t understand anything at all. The return on investment of many companies is higher than e loan insurance."


    "So there are problems. Dad, if the project really makes so much money and the company size guaranteed by e loan, why not directly borrow from banks or venture capital, but raise funds from the public? The interest on bank loans and venture capital is lower, and they can earn more."


    Hu Fu was silent, thinking for a while, nodded, "it makes sense for you to say so."


    "Moreover, P2P has just sprung up, with a mixture of dragons and snakes and a lack of perfect management mechanism. So much money is concentrated in their hands, and they roll money to escape. As for Uncle Wu''s dividend, does it exceed his principal? The victims of Ponzi scheme can also get the agreed dividend in the early stage."


    "That''s a problem. Tomorrow I''ll tell your Uncle Wu to be careful."


    "You also feel that there is a problem. Our boss told us all this. For this, he also specially held a plenary meeting of the company to warn everyone not to be greedy and beware of being cheated..."


    PS：


    Puqun: 557559073.


    Group V: 6076821.


    Two book friends, welcome to join us. Buddha is waiting.