"Raise your hand and take all the wealth!"
"Starting from 1 yuan, redeemed at any time, high yield and low risk!"
"Guaranteed principal and interest, flexible withdrawal!"
"Make sure you don''t lose, and earn enough bank income for N years in January!"
……
In the second half of 2006, Huaxia A shares ushered in a long lost bull market, and online loan companies, allocation companies and P2P platforms sprung up. Among them, the so-called emerging concept of P2P platform is the most popular, known as Internet banking, which has attracted the attention of a large number of melon eating people.
Represented by e loan insurance, a number of P2P platforms have used the media to carry out strong advertising. It is not only to publicize its own brand, but also to instill the emerging investment concept of P2P into the minds of melon eating people who do not know the truth, so as to form a joint force to expand the market cake.
Although Mai Xiaoyu believes that the P2P industry has just started, lacks an effective management mechanism, has many loopholes, is too chaotic, the risk is very high, and is full of scams, few people think so.
The East China Sea.
Tangyan''s house.
"Dad, mom, you go out so early?"
"I didn''t tell you yesterday. I went to a financial salon with your father and your third aunt this morning."
"Financial salon? Do you want to invest?"
"Yes, how popular those Internet banks are now, and the interest rate is much higher than that of banks."
"What kind of P2P platform?"
"Yes, that''s what you said."
"It can''t be e loan insurance. Brother Mai said there was a problem with the company."
"No, the interest rate of e loan insurance is too low. Your father and I went to this one. The interest of one month is the top of that deposited in the bank for one year."
"It''s so high... Wait a minute. I''ll call brother Mai and ask if it''s reliable."
"You child, just call when you call. Why do you go back to your room?"
"Wife, who is the ''wheat brother'' in Yan''er''s mouth?"
"On New Year''s Eve, when she hid on the balcony to make a phone call, I seem to have heard her say something. Should it be..."
"Ask her later."
Five minutes later, Tang Yan came out.
With a smile on his face, the smile is very sweet.
"Dad, mom, brother Mai said that the higher the interest rate, the more problems. Just like the illegal fund-raising in the past, you don''t go in the name of high interest rate."
"OK, you can''t go if you don''t say so. But you have to make it clear to me and your father, who is the ''wheat brother'' in your mouth?"
……
Langfang.
Dachangting village.
"Dad, this is the film pay I saved last year, a total of 100000 yuan. The password is my birthday."
"OK, OK, my daughter is promising. Who dares to laugh at you as an actor is a fool''s dream. Just when the family is going to build a house, take 50000 yuan from you first, and the remaining 50000 dad will save it for you."
"It''s all right. Just take the flowers. Don''t save them for me. I can make money this year."
"You don''t know. Last month, several young people came to the village to publicize that it was a sales agency of a large company in the city. What''s its name? It seems to be an online bank. 50000 yuan is stored in them, and the interest will be more than 20000 a year, much higher than that of the credit union."
"E loan insurance?"
"Yes, yes, e loan insurance. You heard it when you were in Yanjing?"
"That company has a problem. Don''t give them the money."
"No, many people in the village have saved three or two thousand less and seventy-eight thousand more. Who did you hear that there was a problem?"
"What Mr. Mai said is the boss of our company."
"Is he accurate?"
"Why not? He''s very capable. He''s very kind to me and won''t lie to me."
"OK, listen to you. I''ll deposit my money in the credit union tomorrow. Daughter, why is the boss so big to you?"
……
A city in Central China.
Night, KTV box.
Lu Ning, who returned home in gold, enjoyed the annual high school reunion.
"Among our students, President Lv is the best now."
"I now understand why the roommates in the South say that those who have the ability go to business, and those who have no ability can become civil servants and enter the University."
"Yes, what about our four years in college? It''s not a hard-working dog. LV Du has become the director."
"Don''t say that. The diploma is still useful. My boss asked me to take the self-study exam. I''ve been reviewing recently."
"Spend some money to find a gunman. If you have anything to review, you don''t need that money."
"Mr. LV, how much year-end bonus was given last year? Let me know?"
"Not much, not much. In this way, sing K tonight, please."
"General LV Haoshuang, I don''t have to say!"
"Waiter, another dozen beers!"
"President Lu, do you still recruit people in your company?"
"Mr. LV, your annual income is over 100000 now. Have you considered financial management? I work in Guanfeng investment and do P2P. The annual rate of return is more than 50%. If you invest here, I''ll show you. I can''t guarantee you to lose."
"50% so high?"
"Reliable or not?"
"If it''s true, I want to vote."
"What is the minimum standard?"
"Of course, it''s reliable. I work in it. From 1 yuan, I can redeem it at any time, with high yield and low risk. President Lu?"
"I''m not interested. Our boss said that there must be a problem with such a high rate of return. It doesn''t matter if you work there. Don''t invest money in it. Be careful that you lose everything..."
……
Sanya, Yalong Bay.
Feng family luxury villa.
This Spring Festival, Feng Shaofeng''s family came to Sanya''s mansion to enjoy the holiday.
In the swimming pool, Feng Shaofeng swam to the bank and Hula out of the swimming pool.
The servant next to him came and put on a bath towel for him.
While wiping his head, he went to the beach table next to him and sat down. He drank the fresh juice and asked, "Dad, why are you swimming so short today?"
"Old, can''t compare with you young people."
"You''re not old at all."
"If I''m not old, won''t you come back and help me with my business?"
"My family''s business doesn''t need my help, and my career is just beginning to improve."
"It''s also called career. What''s the use of even if you become a star? I can buy it at will based on the scale of your company."
"Mr. Mai will never sell. If you buy hard, you may lose in the end."
"It seems that you know him well. Tell me what you think of him."
"He is very special. Sometimes he is very smart, sometimes he is very crazy... How to say, he has a mental problem."
"Mental problems?"
"Yes, just like years ago, e loan insurance wanted to invite Hu Jian as an image spokesman, and the endorsement fee was very high. He not only refused, but also held a special meeting to tell all employees that there were problems in that company, so don''t participate."
"Did he really say that?"
"Yes, he said that P2P is not such a way to play. If the annual yield is too high, there must be a problem, there are great risks and hidden dangers, and it is easy to lose everything."
"I didn''t expect him to know something about finance."
"I think he should consider Hu Jian''s idea. I heard that e loan insurance later increased the endorsement fee."
"Hehe, some money will be hot. It doesn''t matter what Hu Jian thinks now. He and your company''s employees will thank him in the future..."
……
When the wave of P2P intensified with the A-share bull market that began in 2006, a small group of people were unswervingly singing the opposite tune during the Spring Festival in 2007.
The initiator, Mai Xiaoyu, never considered what would happen if he sang too much anti tune.
At the moment, he is playing mahjong with his future father-in-law, grandmother and brother-in-law in Hongcheng City, Xijiang Province
PS：
Puqun: 557559073.
Group V: 6076821.
Two book friends, welcome to join us. Buddha is waiting.